Credit Risk Controller

• Join a growing multinational working in Credit controlling
• English fluency required

Multinational located in Hospitalet de Llobregat (Barcelona)

1. Credit risk analysis

• Obtaining financial information from rating agencies or financial statements and analyze the solvency and credit history of customers to determine their ability to pay before extending credit conditions.


• Receive and analyze credit requests for high payment terms to escalate to approval matrix.


• Monitoring and propose adjusting limits based on customers behaviour.

2. Credit risk controlling

• Monitoring debtor balances to ensure a reduction in debtors DSO.


• Ensuring credit and collection policies and procedures are followed within the organization.


• Liaising with internal credit departments in different regions.


• Checking that approved credit conditions are in line with the outstanding debt.


• Monitoring of approved credit conditions and customers without credit conditions.


• Monthly Report to the Management on the evolution of Accounts Receivables.


• Identify trends and recurring problems in each region.


• Evaluate and report potential credit risks for the company, proposing actions to mitigate risks.


• Bad debt provisions control.


• Teamwork within the Credit Management department.

3. Credit insurance

• Monitoring the use of the credit insurance in all regions.


• Follow-up of insurance credit limit approvals, reductions and withdrawals.


• Monitoring insurer extensions, claims and collections.

• 1 day of home office


• Food voucher


• Flexible benefits


• Fridays until 14h

• Experience in a similar position of at least 6-7 years.


• Education: ADE, Financial education, Credit education and/or similar.


• English level: Full professional.


• Excel advanced level.


• Valuable experience in PowerBI.


• Experience in Management of International Credit Insurance Programs.


• Experience interacting in an international environment.


• Results oriented professional with high level of autonomy.


• Proactivity in management and resolution of complicated cases.