Credit & Risk Manager. Multinational company

• Industrial multinational company located in Bilbao|Ensure the integrity of the credit lines of the company

Industrial multinational company located in Bilbao.

Reporting to the Treasury Manager and to the European Accounting Manager, his/her responsibilities will be, among others:

• Obtain information about customers, analyzing balance sheets, and assessing country risks.


• Drawing credit lines based on various sources of information.


• Securing undersecured receivables through letters of credit, documentary collections, guarantees, sureties, etc.


• Credit limit adjustment.


• Advising group companies on the granting of credit limits.


• Processing of dunning lists.


• Direct customer contact on receivable issues.


• Debt collection and judicial dunning procedures.


• Monitoring of payment advices.


• Contract negotiations and premium calculation.


• Claims reporting and settlement.


• Storage of insurance lines in the SAP system.


• Adjustments to the requirements of insurance lines.


• Coordination with other creditors.


• Checking the insolvency plan.


• Registration of claims in the insolvency schedule and verification of quota payments.

• Opportunity to develop a project in a leading company.


• Attractive remuneration package.


• Incredible working environment and excellent team.

• Economics Degree / Business Administration or similar.


• High level of English. German desirable.


• 3-6 years of experience in a multinational company in credit & risks department.


• Good knowledge of SAP.


• Advanced Excel skills and MS Office package.


• Good communication skills and a cooperative working style.


• Service-oriented communication competences with internal stakeholders.


• Organized and able to work on different tasks in a structured and time-oriented way.


• Proactiveness and continuous improvements of processes.


• Team spirit and service attitude.


• Hands - on mentality and efficiency.